12 slices day-old bread, crusts removed and cubed
1-1/2 cups cubed fully cooked ham
1 cup chopped green pepper
3/4 cup shredded cheddar cheese
3/4 cup shredded Monterey Jack cheese
1/3 cup chopped onion
3 cups whole milk
3 teaspoons ground mustard
1 teaspoon salt
In a 13x9-in. baking dish coated with cooking spray, layer bread cubes, ham, green pepper, cheeses and onion. In a large bowl, combine eggs, milk, mustard and salt. Pour over top. Cover and refrigerate overnight.
Remove from the refrigerator 30 minutes before baking. Preheat oven to 325°. Bake, uncovered, 45-50 minutes or until a knife inserted near the center comes out clean. Let stand 5 minutes before cutting. Yield: 12 servings.